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We make it simple, how?
With over 15 years of Merchant Services experience we have established a direct relationship with Visa, Master Card, Authorize.net and equipment manufacturers, which gave us the competitive edge over most of the merchant account providers. Therefore, when you sign up with us you get the benefits of having CHEAPER RATES at QUALITY SERVICE with FREE EQUIPMENT PROGRAM, FREE ON LINE VIRTUAL TERMINAL, FREE ECOMMERCE SETUP and FREE ONLINE ECHECKS ACCEPTANCE SETUP.
E-Commerce
Bank Card Systems provides multiple options for payment solutions to internet
based merchants. BCS's affordable solution enables internet merchants to
securely accept all major credit cards 24 hours a day. Through Authorize.Net,
BCS offers secure scalable solutions that enables merchants to process unlimited
transactions from anywhere in the world. Our solution supports any business
model. When the customer clicks to submit his/her purchase information, payment
information is encrypted and sent to an Authorize.Net transaction server. The
server sends the data through the authorization network to the appropriate card
issuer's bank, using a secure proprietary connection. When the authorization
process is complete -this takes around five seconds- the costumer receives an
approval or declines response, and the Authorize.Net server stores the
transaction. Approved transactions are automatically settled each day and
typically funded within two business days.
Virtual Terminal
The Authorize.Net Virtual Terminal is a secure, browser-based interface that
enables businesses to authorize process and manage credit card transactions from
any computer that has an Internet connection and a web browser. Virtual Terminal
replaces slandered authorization terminals or software, and provides the best
solutions for merchants who manually enter credit card transactions from mail,
email or phone order sales. Virtual Terminal suites businesses of all sizes
because it reduces the complexity and expense normally associated with
authorizing and processing credit card transactions. It is also much faster than
stander dial-up authorization systems .businesses with an Authorize.Net account
may access the virtual terminal through the Authorize.Net web site using any web
browser. After logging into their Authorize.Net account using a unique user ID
and a password, Merchants can access the complete range of Authorize.Net
services authorizations for purchases, credit, returns, activity reports and
much more. To authorize credit card transactions, the merchant must complete an
electronic form that provides the Authorize.Net system with the information it
needs to complete the transaction. This information is encrypted and is sent to
an Authorize.Net host server. The server then sends the data through the
authorization network to the appropriate card issuer's bank using a secure,
proprietary connection. When the process is complete -- this usually takes
around three seconds -- the merchant receives an authorization number, and the
Authorize.Net server stores the transaction. Transactions are automatically
settled each day and are typically funded within two business days.
E-Checks processing through Your Web Site or Virtual Terminal
In addition to providing several credit card payment processing options, Bank
Card Systems provides an exclusive electronic check payment method eCheck.Net .
Web and mail order/telephone order (MOTO) merchants use eCheck.Net to accept and
process payments from consumer and corporate bank accounts directly from their
e-commerce Web site or through the Authorize.Net Virtual Terminal. By accepting
electronic checks, merchants expand the payment options available to new and
existing customers, enhancing customer loyalty and potentially increasing
revenues.
eCheck.Net is a popular option because it replaces the need for paper checks - the most widely used non-cash payment choice today. Merchants that offer eCheck.Net benefit from an option that is as secure and convenient as a paper check.
BE AWARE
Many merchant account providers promise you the world just to set you up with a merchant account and lock you into a long term contract. Other Merchant accounts providers will offer you attractive cheap rates below cost, after 30 or 60 days those rates go sky high, they are only introductory rates given to you until you sign up locking you to few years contract.
The only time the rates should go up if the increase is directly from Visa / Master Card across the board, to everyone that has a merchant account.
Bank Card Systems will give you FIXED RATES GUARANTEE with NO TRICKS, NO HIDDEN FEES AND THE FREEDOM TO CANCEL YOUR MERCHANT ACCOUNT AT ANYTIME WITH NO COST.
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